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Saturday, 18 July 2015
SSC CGL 2015: List of applications rejected for various reasons
606 Assistant Posts @ Oriental Insurance Company Limited (OICL)
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SBI PO - 2015 tentative dates
SBI released tentative dates schedule for the recruitment of Probationary Officer's preliminary examination. As mentioned in the notification preliminary exam going to conducted in last week of June i.e., 20 - 28th.
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TENTATIVE SCHEDULE OF EVENTS
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SBI Probationary Officers Mains Exam Online Grand Test
1 Grand Test with Explanations and Solutions
Rs.50/- only
Friday, 10 July 2015
SSC CHSL 2015 online application date extended till 17th July
Hyderabad:
Staff Selection Commission informs all the candidates that the
application date for Combined Higher Secondary Level Exam is extended to
17th July.
Staff Selection Commission informs all the candidates that the
application date for Combined Higher Secondary Level Exam is extended to
17th July.
Dueto some technical problem with SSC Website for few days and candidates
applying online have been encountering difficulties in submitting their
applications. In order to rectify the problem the SSC Website will not
be available for two or three days. Keeping in view of the convenience
of candidates, the Commission has extended the last date for receipt of
applications. Aspirants may avail this opportunity and submit their
applications as soon as possible.
Last Date for Part I Registration: 17.7.2015
Last Date for Part II Registration: 20.7.2015
One-to-One with the Interview Board - C.M. Saikanth Varma, Civils 2014 – AIR 18
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Thursday, 9 July 2015
606 Assistant Posts @ Oriental Insurance Corporation Limited (OICL)
| 606 Assistant Posts @ Oriental Insurance Corporation Limited (OICL) | |||||||||||||||||||||||||||||||||||
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Sunday, 5 July 2015
LIC Apprentice Development Officer Insurance and Financial Marketing Awareness Bitabank 2
- Head office of Insurance Regulatory and Development Authority of India (IRDAI) is located at:
a) Bangalore
b) Chennai
c) Hyderabad
d) Mumbai
e) Delhi - LIC started charging around 3% service tax on its policies from which date, as a result of which its policies became costlier?
a) 1 Jan 2014
b) 1 Oct 2013
c) 31 March 2014
d) 1 April 2014
e) 1 June 2014 - The recommendations of which committee paved the way for establishment of IRDA as the regulator for Indian insurance sector?
a) Goiporia Committee
b) Jalan Committee
c) Malhotra Committee
d) Vaghul Committee
e) Kiran Committee - RBI is ______ about the fact that many banks are _____ in mutual funds.
a) concerned, investing
b) worried, shared
c) sad, credited
d) interested, stocking
e) anxious, lending - The high _____ of land in cities is one of the greatest ____ in providing affordable housing
a) worth, boost
b) quality, decisions
c) value, prevention
d) cost, hindrances
e) price, trouble - Today over _____ a million farmer households in India do not have ____ to banks.
a) less, need
b) more, opportunity
c) half, access
d) extent, contribution
e) partly, approach - Nowadays many general insurance products are _____ through bank ____
a) selling, networking
b) distributed, branches
c) disburse, personnel
d) available, agent
e) loaned, channel - To empower those living in rural areas NGOs are ___ self help groups and ____ youth in vocational subjects.
a) realising, working
b) Developing, taught
c) emerging, instructing
d) creating, learning
e) forming, training - Which amongst the following is NOT an insurance company functioning in India?
a) ICICI Prudential
b) ING Vysya
c) ICICI Lombard
d) New India Assurance Company Limited
e) National Securities Depository Ltd. - Which of the following is the only public sector company in the field of life insurance?
a) General Insurance Company
b) New India Assurance Company
c) Oriental Insurance Company
d) Sahara Life Insurance
e) Life Insurance Corporation of India - Insurance companies, Mutual Funds and Commercial Banks are all examples of:
a) non-financial institutions
b) derivative institutions
c) financial institutions
d) payable institutions
e) all the above - Direct Purchase of shares from the Issuing Company as IPO or FPO is called:
a) flow market
b) primary market
c) secondary market
d) funding market
e) none of these - Debt instruments maturity, which faces more price fluctuations is called:
a) primary maturity
b) capital maturity
c) short term maturity
d) long term maturity
e) none of these - The financial instruments of public markets includes
a) transfer funds
b) bearer bonds
c) shares
d) bonds
e) none of these - The centralized market place where agents can efficiently and quickly transact is classified as:
a) secondary market
b) central market
c) traded market
d) agents market
e) all the above - Which of the following is not a life insurance?
a) Fire insurance
b) Marine insurance
c) Vehicle insurance
d) Cattle insurance
e) None of the above - Which of the following is a type of reserve in insurance business?
a) Unearned Premium Reserve
b) Un-expired Risk Reserve
c) Outstanding Claims Reserve
d) All of these
e) None of the above - The example of derivative securities includes
a) swap contract
b) option contract
c) futures contract
d) all the above
e) none of these - The growth in foreign financial markets is represented by the factors such as:
a) savings in foreign countries
b) investment opportunities
c) accessible information
d) all of above
e) none of these - The authority which intervenes directly or indirectly in foreign exchange markets by altering the interest rates is:
a) centralized instruments
b) centralized stocks
c) central government
d) central corporations
e) none of these - Larson & Toubro (L&T) is planning to enter the insurance business in India. In fact the major business of L&T is:
a) News paper Publications
b) Media Entertainment
c) Car and Automobile Production
d) Textiles
e) Heavy Engineering & Construction - "A contract that pledges payment of an agreed upon amount to the person (or his/her nominee) on the happening of an event covered against" is technically known as
a) Death coverage
b) Life Insurance
c) Savings for future
d) Provident Fund
e) None of these - As per the news published in various newspapers, Life Insurance policies may become paperless in the near future. This means
a) LIC will not insure any person here after as it has already reached its peak
b) LIC will not ask for any documents from a person who wishes to purchase an Insurance policy
c) All policy related documents and policy certificates will henceforth be available in electronic form and not in their present physical form.
d) LIC henceforth will not entertain any claim or complaint in written form or on paper. Things should be in electronic condition.
e) None of these - Initially the Finance Bill will be introduced in:
a) Upper house
b) Council of Ministers
c) State Legislative Council
d) Lower House
e) none of these - Government of India nationalised the General Insurance Business under the General Insurance Business (Nationalisation) Act in the year:
a) 1970
b) 1972
c) 1976
d) 1973
e) 1981 - ___________ does not have Zonal Office of the Life Insurance Corporation of India
a) Mumbai
b) Kolkata
c) Chennai
d) Hyderabad
e) Jhansi - Which of the following is the Basic Life Insurance Plan of the Life Insurance Corporation of India?
a) Jeevan Tarang
b) Jeevan Nidhi
c) Jeevan Adhar
d) Jeevan Umang
e) None of these - Anmol Jeevan is a _____ of the LIC.
a) Basic Life Insurance Plan
b) Term Insurance Plan
c) Children's Plan
d) Pension Plan
e) None of these - Loans granted on unencumbered policies by LIC on the surrender value is:
a) 60 %
b) 70 %
c) 80 %
d) 90 %
e) None of these - _______ of LIC Provides pension to employees on their retirement from service?
a) Group Term Insurance Scheme
b) Group Insurance in View of EDLI
c) Group Gratuity Scheme
d) Group Superannuation Scheme
e) None of these - Which of the following is the pension plan of LIC?
a) Jeevan Adhar
b) Jeevan Anand
c) Jeevan Akshay
d) Amulya Jeevan
e) None of these - Which of the following is not a scheme of the LIC?
a) Jeevan Sangam
b) Jeevan Saral
c) Jeevan Adhar
d) Jeevan Pramukh
e) None of these - Which of the following is a term Assurance plan of LIC?
a) Jeevan Akshay
b) Jeevan Adhar
c) Jeevan Nivesh
d) Jeevan Nidhi
e) None of these - Premium to LIC policies can be paid by which of the following modes?
(a) Cash
(b) Cheque
(c) Electronic Charging Machine
a) Only a
b) Only b
c) Only c
d) Both a and b
e) All a, b and c - LIC customers can get information about their policies, in most of the centres, by dialling telephone number:
a) 101
b) 135
c) 136
d) 1251
e) None of these - Under which of the following sections of the Income Tax Act, LIC policy holders do not get any income tax benefit?
a) Section 80C
b) Section 68 A, B and C
c) Section 80 CC
d) Section 80 CD
e) None of these - The present Chairman Of LIC is____
a) Shri S. K. Roy
b) Shri S.B. Mainak
c) Shri Rajiv Mehrishi
d) Shri A.K. Roy
e) Smt Manjari Kacka - Liquidation process of LIC can be done as per the___________
a) State Government.
b) Central Government.
c) Union Territory.
d) LIC Board Resolution.
e) none of these - With increase, in age, the risk on life ________.
a) Increase generally.
b) Decreases.
c) Remains the same.
d) None of the above.
e) All of these - Occupation is important for risk classification because of _________.
a) Income earned by individual.
b) Tension, stress and worries given by work place.
c) Damage caused by pollution at work place.
d) Both b and c
e) All the above - Risk of mortality is considered to be _____________ .
a) More on male life.
b) More on female life.
c) Same on life of both.
d) A and B
e) All the above. - Group insurance is ideally suited for covering __________.
a) Affluent persons in the society.
b) Weaker section of the society.
c) Employer-employee groups.
d) Both b and c
e) All the above - Janashree Bima yojna was introduced _____________.
a) For poor people.
b) For the upper middle class people.
c) For the middle class people.
d) For people living below the poverty line , belonging to specific occupation \profession.
e) none of these - Risk insured against death is a contract of ________.
a) Agreement.
b) Indemnity.
c) Assurance.
d) Caveat emptor.
e) none of these - General Insurance Business was nationalized under _________.
a) General Insurance Business Nationalisation Act, 1971.
b) General Insurance Business Nationalisation Act, 1972.
c) General Insurance Business Nationalisation Act, 1973.
d) General Insurance Business Nationalisation Act, 1974.
e) none of these - The head office of New India Assurance & Co Ltd., is _________.
a) New Delhi.
b) Kolkata.
c) Chennai.
d) Mumbai.
e) Hyderabad - The Head office of United India Insurance co, Ltd, is _______.
a) Chennai.
b) Bangalore.
c) New Delhi.
d) Mumbai.
e) Hyderabad - Life Insurance Corporation was formed with a capital contribution of ______.
a) Rs. 10 Crore.
b) Rs. 15 Crore.
c) Rs. 5 Crore.
d) Rs. 20 Crore.
e) Rs. 25 Crore - The policies where the premium is payable throughout the life of the assured is called ___________.
a) Whole life policies.
b) Renewable term policies.
c) Sinking fund policies.
d) Annuity policies.
e) none of these - The Insurer who grants a guarantee from the direct insurer is called as _________.
a) Direct Insurer.
b) Ceding Insurer.
c) Re-Insurer.
d) Double Insurer.
e) none of these
KEY:
1
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C
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2
|
a
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3
|
c
|
4
|
a
|
5
|
d
|
6
|
c
|
7
|
b
|
8
|
e
|
9
|
e
|
10
|
e
|
11
|
C
|
12
|
b
|
13
|
d
|
14
|
c
|
15
|
a
|
16
|
d
|
17
|
d
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18
|
d
|
19
|
d
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20
|
c
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21
|
E
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22
|
b
|
23
|
c
|
24
|
d
|
25
|
b
|
26
|
e
|
27
|
e
|
28
|
b
|
29
|
d
|
30
|
d
|
31
|
C
|
32
|
A
|
33
|
e
|
34
|
e
|
35
|
d
|
36
|
b
|
37
|
a
|
38
|
d
|
39
|
a
|
40
|
d
|
41
|
B
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42
|
d
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43
|
d
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44
|
c
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45
|
b
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46
|
d
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47
|
a
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48
|
c
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49
|
a
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50
|
c
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